How to Apply for an Individual Tax Identification Number (ITIN)

After my first year of working in the United States, I had to file my income tax return. I had my Social Security Number, our HR Department withheld my tax every payday. All I had to do was to file my income tax. I decided to do it online through TurboTax. It was easy–all I had to do was upload my form W-2, which our HR provided.

There was a catch, though. I was taxed as a single person because I could not claim my wife and my son as my dependents. They did not have Social Security numbers and they couldn’t get it either. They are considered as dependents of a non-immigration alien. What that meant is that my wife cannot work at all.

I, on the other hand, was being treated as a resident-for-tax purposes.

Good thing, I got in touch with a few Filipinos who had been in the same situation as we were. They told us to explore the possibility of getting an ITIN for my wife and son. That’s exactly what we did in November 2016.

If you have family members who are dependents, but you want to claim them as dependents in your tax returns, then this information may help you.

How to Save Money on Your Child’s Haircut

When I was a small boy, my father cut my hair. I know that I looked pretty good as a kid. But I don’t really remember what my haircuts then were like. As I progressed through my elementary years and my father got busier, I started going to a barber. I usually got a “flat top” or a “barber’s cut.”

When I felt like I had haircut problems in America, I started looking for the right barber. At about the same time, my wife and I decided that I could cut our son’s hair in the comforts of our home. That’s important tip for y’all out there. Always consult your wife in all important matters such as your child’s hair!

The Best Ways to Send Money to the Philippines: Transferwise

Like any good Overseas Filipino, I need a fast and reliable way to send money to the Philippines. For the past three years, the main way for me to send money to the Philippines is Xoom.com. But I have found that Transferwise has a better exchange rate and it is also easy to use.

The best ways to send money to the Philippines from the USA: Xoom

Filipinos abroad need to know the best ways to send money to the Philippines. Same is true for Filipinos in the USA. We continue supporting our parents, siblings, and other family members in the Philippines.

The US dollars we earn can go a long way in the Philippines. A hundred US dollars can be converted anywhere between PhP 4,500 to 5,300. That would be helpful for a family in the Philippines.

That is why remittance services are important in America. You want fast and less expensive service. We live in Tennessee where there are fewer Filipinos. That is why we don’t have a lot of Filipino-oriented services compared to cities in California and Illinois.